Sustaining a thriving business demands consistent cash flow and sufficient working capital. Every business goes through phases of ups and downs in sales, resulting in financial constraints. During such times, seeking external funding becomes a common consideration. Among several small business funding options available, a merchant cash advance is one such avenue. When you need immediate capital for your business, and a loan application seems cumbersome and lengthy, ProSMB has just the right solution for you. We provide merchant cash advance (MCA) solutions to meet your immediate business requirements.
Take advantage of the swift approval process to access immediate funds, seize this time-sensitive opportunity, or address urgent financial challenges.
With no restrictions on use like traditional loans, MCAs provide flexibility on using the funds for various purposes such as inventory restocking, equipment purchase, marketing initiatives, or managing cash flow.
Typically, MCAs are unsecured, meaning businesses aren't required to provide collateral.
Repayment is based on a percentage of daily credit card sales, making it suitable for businesses with fluctuating revenue.
The application process for an MCA is less stringent than traditional loans, making it more accessible.
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Unlike traditional loans that heavily weigh on credit scores, MCAs consider the business's credit card sales performance and sales history, rather than the credit score.
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Repayment is tied to daily credit card sales, providing predictability in the repayment structure and for effective cash flow management.
At ProSMB, we're excited to guide you through our eligibility process. Here are a few key criteria that we consider important
Get capital for your business in just 3 days—no credit requirements or collateral. Our in-house underwriters will contact you within 24 hours to discuss capital costs and qualifying programs.
We are the secret partner that helps rapidly growing SMBs stay on the rails
